If you are uncomfortable discussing your situation, I’m the last person who will judge you!
I wasn’t always confident about money. We lost our home, had our cars repossessed, and incurred a lot of credit card debt. This caused tension in our relationship.
We learned about money the hard way. I wanted to stay home with my first child, but we could not live off of one salary due to poor financial management. It was truly heartbreaking for me.
We lost our first home; we had over $70,000 in debt and nothing to show for it. It was frustrating not being able to enjoy life the way we wanted to, only ever working, and never going on vacations because we lived paycheck to paycheck.
We knew SOMETHING had to change, and we figured out how to create the financial future that we wanted.
Now we have healthy conversations about money and enjoy the things that we love to do. We review and reflect on our spending and financial goals together. If anything seems off or we overspent somewhere, we find solutions as a team. I genuinely believe this has contributed to our 30 years of marriage.
The techniques I developed were so successful that friends and family began asking me for help with their own challenges. These inquiries motivated me to turn my newfound passion into a full-time career.
No more missing family dinners or date nights; it is time to take control of your life. If you need someone to motivate, challenge, and encourage you to achieve your goals, take action today!
Cyndia is professional, detailed, and client-centered. I must admit that my personal and business finances were a wreck! I feel extreme relief and confidence, and I am securing her services for an extended time frame to ensure that my bad habits are broken. She guides you through every step of the way.
Dr. Clinton Sims
Psychologist
Cyndia Rivera KNOWS HER STUFF! She has an easy demeanor, makes you feel very comfortable to speak about sensitive subjects like spending habits. She provides personalized guidance and advice which we appreciate a great deal.
Gary Schindele
Healthcare Leader
It’s been a quantum shift! Not only are we no longer accruing debt, but we are also actually paying it off. This work has also improved our relationship, as we have much better communication and ease of this crucial topic.
Dave Klaus
Assistant Public Defender
The reason I fought so hard to get out of debt was because of my love for my family. I knew that I wanted to be a good role model for them and have excellent communication with my husband. We involve the children in many of our discussions about money because it is vital to educate them from a young age about how damaging debt can be to their future.
I highly encourage families to discuss important issues as a whole and to create a family budget. It will undoubtedly strengthen your relationship and create an unbreakable bond.